Universal Finance Corp

We are a family run business located just north of Boston, Massachusetts. We have provided premier commercial lending to the construction industry as part of a “One Stop Shop” for contractors since the early 80’s. We can help you find the construction equipment you need and finance it. Our extensive experience in the construction industry gives us a unique edge when relating to our small business customers. In most cases, we will travel to meet new customers to gain a better understanding of their operation and to inspect the equipment.
 

As a construction lender, we understand the economy. We recognize the financial ebbs and flows that impact this industry. Our decision to provide a construction loan to a customer is done internally and is determined by the “3 C’s – Credit, Collateral, & Character.” We look beyond how our clients “look on paper” to develop a complete understanding about who the customer is and what they have to offer. This approach solidifies our relationship with the thousands of contractors who have secured commercial financing from us over the years.
 

The foundation of our business is built on client relationships, convenient financing and fast turnaround. Our willingness to work with and understand our customers, gives us the unique ability to provide borrowers with the funds they need to secure jobs, purchase heavy equipment, and get their hands on working capital. As all decisions are made “in-house,” you will never wait long for an answer and we will work hard to provide you with the funds as fast as we can.