Tala

At Tala, we see the world differently. We’re driven by a fundamental belief in people, and we work hard to prove their potential. We take risks that others won’t, in order to put more power in our customers’ hands.
 

Tala offers the world’s most accessible consumer credit product, instantly underwriting and then disbursing loans to people who have never had a formal credit history, all through a smartphone app. Loans range from $10 to $500.
 

Powered by advanced data science, Tala has built a modern credit infrastructure from scratch. Anyone with an android smartphone can apply for a loan and receive an instant decision, regardless of their credit history. The application takes only minutes and money is sent directly to the borrower’s mobile money account or other cash out options.