PayFina was built on the idea that consumers deserve better options to finance their purchases, and that merchants will benefit from a one-stop financing solution capable of accommodating almost all customers.
PayFina understands that consumers in today’s economy face a wide range of serious challenges. Over 40% of all consumers have non-prime credit, and their need for better financing options at point-of-sale has never been greater. However, the current financing models offered by point-of-sale lenders are often expensive and confusing lease-to-own agreements or title loans and payday advances for unplanned, essential services.
PayFina uses advanced data-driven technology to deliver high approval rates, providing merchants and customers the very best financing experience.
PayFina approves customers with good, challenged, and poor credit. Using innovative technology, PayFina assesses each individual applicant’s risk profile to offer customized rates that are more attractive than the costlier alternatives that are currently available to consumers.
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